December ranking with no changes in the lead
At the end of the year, the podium looks stable. In the first place, just like a month ago, Agolica with free 2000 PLN and even 5000 PLN for regular customers. Just behind the winner was CashMan, a company with a long repayment period. The first time you can borrow up to PLN 1,500, which you have to pay back within 61 days, not 30, as in most non-bank institutions. Third place also unchanged, it is occupied by MetLoan. A lender with international experience, operating in 6 countries, tempts with a very high limit on the first payday loan – you will receive 3000 PLN for free. It also owes its high position to regular promotions it offers to its regular customers.
Smart Loan with promotion to the top ten
Smart Loan was promoted by three positions to the November ranking. The company is valued especially for professional online service and numerous mobile facilities. She also earned her promotion by reducing formalities. In fact, the only requirement for borrowers is to have an account and provide ID details. The Smart Loan offer is addressed to all Polish citizens between 19 and 73 years old. Remember that not having to submit any earnings statements does not mean that the company does not check your credit history. Smart Loan works with debtors’ registers.
Behind your back top ten loans and credit
The pursuit duo behind the top ten looks as follows – in the eleventh place loans tries to reach the top. This company reviews applications using the automatic verification of inflows and expenses from the borrowers’ bank accounts. Another company is the Loan, which after good November falls out of the top ten and lands on the twelfth place. The institution undoubtedly stands out from the rest of the image, and the decline was due to, inter alia, the rather low limit of the first free payday pay – only PLN 1,000. You must be at least 20 years old to enter into a commitment at pancor, and your competition is gradually lowering the lower age limit. Perhaps the lender will come in 2018 with a new offer, which will allow him to return to the top of our daily ranking.
When to take a payday loan for Christmas?
To a large extent, the answer depends on when you will be able to pay back the Christmas loan. The instantaneous loan contract at the beginning of December usually means that the liability must be settled after 30 days. The beginning of the year, like Christmas, is a time of quite a lot of expenses due to New Year’s Eve or winter holidays. If you need a small amount, on the order of several hundred zlotys, repayment should not be a heavy burden. You can apply for a holiday pay as soon as possible. This will allow you to do Christmas shopping calmly and will guarantee that in a month you will have money to pay back the debt.
Or maybe instead of payday loan installments?
However, if you would like to finance a larger expense, e.g. allocate a loan for Christmas in warm countries, it is worth considering an installment loan. In the case of this type of liability, the moment of sending the application is less important, and the number of tranches into which we divide loan repayment is more important. It is true that the total cost will be higher than the cost of payday pay, but by dividing the debt into several installments, it will be easier to pay it back. A valuable hint on which company to choose is our December installment loans ranking.